Bridging Finance

Bridging finance is short term funding for property in situations where cash flow is anticipated in the near future. If you sell your property and buy another at the same time, bridging finance will plug the gap created by differences in timing of paying out and receiving in monies. Auction and undervalued purchases made unexpectedly often rely on bridging finance to work.

If you lease your business premises instead of owning the freehold, securing finance for business activities can be very difficult. Many lenders are not willing to lend money against a leasehold. My Money Portal have partnered with financial services firms who are able to lend against your short business lease. Speak to one of our expert partners who will be able to provide information and quotes on short leasehold finance

Many commercial investors opt to build, refurbish, renovate or convert property as part of their strategy. These projects can involve capital outlay over a period of time, especially if costs are higher than planned. Traditional lending structures can be restrictive in terms of how much and what percentage they will lend. Our specialist partners may lend up to 100% of the development cost of your projects.

A residential investment property is a real estate property which is not occupied by the owner. The most basic type of residential investment property is a single family dwelling which the landlord rents out.  Other investment types include buy-to-let, ground rent investments, conversion development opportunities, mixed use opportunities, off plan deals to standing stock and distressed sales - portfolios, unbroken blocks and smaller multi-unit deals.

Finding the right commercial property to invest into can be a real challenge for even experienced investors. Do you go for prime estate with hefty price tags and reliable tenancy prospects or do you look at secondary and more affordable property? Engaging with an expert who knows the market and industry can offer useful and concise information to short cut your route to success.

Lenders are often willing to provide finance for commercial investments if the borrowers are the occupiers. Whether your business is looking to expand to new or larger premises or simply to increase business assets through ownership, an owner occupied property loan can provide the most cost effective mechanism. Access industry leading deals and in depth knowledge through our trusted partner network